TalkBankings – Banking Helpdesk & Support

ICICI Bank Credit Card Lounge Access Spend Limit Revised

TalkBanking — Sun, 10 Nov 2024 18:33:37 +0000

ICICI Bank Credit Card Lounge Access Spend Limit Revised from 15th Nov 2024 – The New spend based limit for using the Lounge Access of various variants of ICICI Bank Credit Card are :

ICICI Bank credit cardholders will now need to spend Rs. 75,000 in the preceding quarter to avail of domestic airport lounge access in the subsequent quarter.

For example, a cardholder will need to spend Rs. 75,000 in the October to December 2024 quarter to avail domestic airport lounge access in the January to March 2025 quarter.

Earlier, the spend amount for lounge access was Rs. 35,000 in a quarter. The spend amount was effective from April 2024. Before that, the spend amount for lounge access was Rs. 5,000. So, over a period of time, ICICI Bank has increased the spend amount for lounge access from Rs. 5,000 to Rs. 35,000 (April 2024) to the current Rs. 75,000 (November 2024).

Can we transfer money from NRE account to saving account ?

TalkBanking — Fri, 19 Jul 2024 08:55:47 +0000

ou can transfer money from your NRE account to any account. However, you cannot transfer money from your normal savings account to NRE account.Check the following rule:Admissible transactions:

Transfer of funds from NRE to NRO

Transfer of funds from NRE to fixed depositTransfer of funds from NRE to any other accountTransfer of funds from one NRE to another NRE accountNon admissible transactions:Transfer of funds from NRO to NRETransfer of funds from any other account to NRE account

How To Calculate Cash Accruals For Getting Loan from Bank ?

TalkBanking — Fri, 19 Jul 2024 08:54:36 +0000

I want to apply for a home loan with the bank, where it is required for a balance sheet with Cash Accruals. How to calculate Profit on the basis of Cash Accrual.

Cash Accruals is simply the sum of profit after tax (PAT), depreciation and non cash expenses or in simple

Cash Accruals = PAT +Depreciation + non cash expenses

Cash accruals are best suited for banks while keeping tab on proper cash flow of the companies or firm. It shows when the income and expenses happens. It means better indication of business performance..

Many banks like Canara Bank, Union Bank of India, PNB, SBI etc. are asking for Cash Accruals while financing to Non salaried class especially Mortgage based loans including Home Loan, Mortgage Loans and Rent.

How to Remove Cards From Google Pay ?

TalkBanking — Fri, 19 Jul 2024 08:52:56 +0000

On your mobile device, open Google Pay App
Tap Settings > Payment methods.
Tap the Card that you want to remove and select Remove card.

Please note that removing your Card from Google Pay will automatically disable all forms of tokenized card payments for you.

You can also call the Bank to de-register your Card on a per use case basis post Card addition.

How to update Communication Address in Canara Bank Online ?

TalkBanking — Fri, 19 Jul 2024 07:37:51 +0000

Is there any way to update the communication address of my Canara Bank Account through Internet Banking ? I don’t want to visit the branch.

Facility to update communication address through Canara Bank Internet Banking Lite version. Option is available under Manage Profile >> Update Communication Address.

The process flow is as follows:

Go to Settings

Manage Profile

Go to Update Communication Address

Select Aadhaar

Key in the Aadhaar No

key in Name as in Aadhaar Card

Click on Update

Enter the OTP received from UIDAI on the Mobile Number linked to Aadhaar Number and Click on Submit

Verify the Address displayed on the screen and authenticate with OTP sent on Registered Mobile Number and Transaction Password.

The Address as per Aadhaar Card will be updated successfully.

Pre Requisite for updation of Communication Address >> Mobile Number should be linked to Aadhaar

Indian Bank UPI Not Working, How to Fix ?

TalkBanking — Fri, 19 Jul 2024 07:30:51 +0000

Indian Bank UPI is not working after the merger. The UPI is install on Allahabad Bank account. How to fix the UPI transaction error ?

Follow the steps to resolve the Indian Bank UPI not working problems :

De register the existing bank from the UPI application and Uninstall the apps
Download the UPI apps like Google Pay or PhonePe or Amazon Pay , PayTM etc. for Android or iPhone
Install app using mobile number which is registered in your Indian Bank account.
A SMS will be sent from your phone to verify your mobile number
Select Indian Bank for UPI Bank registration – Allahabad Bank customers to choose the Indian Bank
All your accounts will be registered and activated for Indian Bank UPI services
Select the option ‘Generate UPI PIN option’
Enter your debit card last 6 digits and expiry date
You will get OTP from Indian Bank for creating your UPI PIN
Enter UPI PIN you want to set
Confirm UPI PIN again
Your UPI PIN will be registered with Indian Bank and you can now use it to perform the transactions on your mobile

What is BRN Card Payment Charge in Axis Bank ?

TalkBanking — Fri, 19 Jul 2024 07:22:30 +0000

BRN card charge narration in the saving account statement of Axis Bank is the minimum bill payment of linked Credit Card dues. BRN charges are debited to those who are having existing Axis Bank Credit Card and enabled the Auto payment through saving account.